Clarity. Discipline. Thrive.
Take Control of Your Finances
The complete NZ budgeting app built for Kiwi families and professionals seeking a premier financial view.
Track Every Dollar
Manage your income, outgoings, savings, and investments all in one place. Enter amounts weekly, fortnightly, monthly, quarterly, or yearly — we automatically convert between all periods so you always know exactly where your money goes.
- Income tracking with gross/net calculations
- Detailed outgoing categories across 10 lifestyle pillars
- Savings goals and term deposit projections
- Investment tracking across KiwiSaver and managed funds
Scan. Extract. Done.
Upload your loan contracts, pay slips, or insurance documents and let our AI do the heavy lifting. We automatically extract payment amounts, interest rates, loan terms, and remaining balances — saving you hours of manual data entry.
Import Your Bank Statements
Upload CSV bank statements and we'll categorize your transactions automatically. Compare your actual spending against your budget with our Budget vs Actual analysis to spot where you're overspending.
Know Your Debt Inside Out
Track every loan with detailed breakdowns — remaining balance, interest rates, repayment schedules, and the true cost of borrowing. Supports all major NZ banks and personal loan providers.
Remaining Balance Tracking
Interest Cost Calculator
Repayment Projections
NZ Provider Support
Built for New Zealand
Automatic PAYE and ACC levy calculations using current NZ tax rates. See your true take-home pay instantly. We know the difference between gross and net — so you don't have to calculate it yourself.
Automatic PAYE Calculation
ACC Levy Tracking
Export Beautiful Reports
Generate professional budget reports in PDF, Word, Excel, or CSV format. Complete with pie charts, category breakdowns, loan summaries, and financial overview — perfect for mortgage applications, financial advisors, or your own records.
Credit Score Tracking & Resources
Upload and track your credit reports over time. Access curated helpful financial resources and links to keep your financial knowledge growing.