Privacy Policy

Last Updated: 29 June 2026

Welcome to My Budget Software Inc. 2026 ("we," "our," or "us"). We are committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our software applications (the "App") and related services.

We operate in accordance with the New Zealand Privacy Act 2020. By using our App, you agree to the collection and use of information in accordance with this policy.

1. Information We Collect

We only collect personal information that is necessary to provide, improve, and secure our App. This may include:

  • Account Information: Name, email address, username, and password when you register.
  • Usage and Device Data: IP address, device type, operating system, unique device identifiers, and data on how you interact with the App.
  • User-Generated Content: Any data, images, or information you upload or create within the App.
  • Customer Support: Information you provide when you contact us for technical assistance or feedback.

2. How We Use Your Information

We use the information we collect for the following purposes:

  • To provide, maintain, and optimize the App's performance.
  • To manage your account and provide customer support.
  • To send you technical notices, updates, and administrative messages.
  • To understand usage trends and improve user experience.
  • To comply with legal obligations and enforce our terms.

3. Disclosing Your Information

We do not sell your personal information. We may share your information only in the following circumstances:

  • With Service Providers: Third-party vendors who assist us with hosting, analytics, payment processing, or customer support (provided they maintain strict confidentiality).
  • For Legal Reasons: If required to do so by New Zealand law, law enforcement, or regulatory authorities.
  • Business Transfers: In connection with, or during negotiations of, any merger, sale of assets, or financing.
  • International Transfers: If we use overseas cloud storage or third-party tools (such as AWS, Google Cloud, or analytics providers), we ensure they meet standards comparable to the New Zealand Privacy Act 2020.

4. Storage and Security of Information

We take data security seriously and implement appropriate technical and organizational measures to protect your personal information against loss, unauthorized access, or misuse. While we strive to use commercially acceptable means to protect your data, no method of transmission over the internet or electronic storage is 100% secure.

5. Your Rights (Access and Correction)

Under the New Zealand Privacy Act 2020, you have the right to:

  • Request access to the personal information we hold about you.
  • Request the correction of any incorrect or outdated personal information.

If you wish to exercise these rights, please contact us using the details below. We will respond to your request within the statutory timeframes required by New Zealand law.

6. Retention of Data

We will retain your personal information only for as long as is necessary for the purposes set out in this Privacy Policy, or as required to meet legal and regulatory obligations.

7. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. You are advised to review this Privacy Policy periodically for any changes.